Cost-sharing reductions (CSRs) are financial assistance programs designed to lower out-of-pocket costs for individuals who purchase health insurance through the Affordable Care Act (ACA) marketplace. These reductions specifically help reduce the amount that consumers have to pay for deductibles, copayments, and coinsurance, making healthcare more affordable for low-income individuals and families. CSRs are an essential part of the ACA's efforts to improve access to health insurance and reduce the financial burden on those with limited incomes.
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